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I have valued Tom’s advice for over 27 years.  As an MD, I have to work with people that i can trust as so many people try to reach me. He has continually provided honest staright forward information & very fair prices.   He has helped me in other areas besides his expertise that has also been invaluable.  Even when metals were flat he would never try to get me buy more and would give me honest assessment of the market.  Thanks to Tom Cloud, my retirement account has more than tripled.  I would highly recommend him to anyone.