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I have been investing in precious metals since 2001 and have purchased from my LCS and from numerous online dealers, I have seen it all. For years, I spent countless hours searching various on-line dealers and their offerings. However, those days of searching are over. There is no longer a need as there is no comparison to Cloud Hard Assets. To begin, without question, their prices are the most competitive in the nation. Second, the turn around from payment to shipment date is astonishing. Third, the packaging is perfect. Fourth, their honesty is beyond reproach. Finally Dan, Tom and Jade are a true pleasure to deal with, beyond wonderful. My only regret is that I did not find them sooner. Five star service from a five star operation.