A specially-made coin distinguished by sharpness of detail and usually with a brilliant mirror-like surface. Proof refers to the method of manufacture and is not a condition, but normally the term implies perfect mint state unless otherwise noted and graded as below.

Mint State

The terms Mint State (MS) and Uncirculated (Unc.) are interchangeably used to describe coins showing no trace of wear. Such coins may vary to some degree because of blemishes, toning or slight imperfections as described in the following subdivisions.

Perfect Uncirculated (MS-70)

A Perfect new condition, showing no trace of wear. The finest quality possible with no evidence of scratches, handling or contact with other coins. Very few regular issue coins are ever found in this condition.

Choice Uncirculated (MS-65)

An above average Uncirculated coin which may be brilliant or lightly toned and has very few contact marks on the surface or rim. MS-67 or MS-63 indicates a slightly higher grade of preservation.

Uncirculated (MS-60)

Has no trace of wear but may show a number of contact marks and surface may be spotted or lack some luster.

About Uncirculated (AU-50)

Has traces of light wear on many of the high points. At least half of the mint luster is still present.

Choice Extremely Fine (EF-45)

Light overall wear shows on highest points. All design details are very sharp. Some of the mintluster is evident.

Extremely Fine (VF-40)

Design is lightly worn throughout, but all features are sharp and well defined. Traces of luster may show.

Choice Very Fine (VF-30)

Light even wear on the surface and the highest parts of the design. All lettering and major features are sharp.

Very Fine (VF-20)

Shows moderate wear on high points of design. All major details are clear.

Fine (F-12)

Moderate to considerable even wear. Entire design is bold with overall pleasing appearance.

Very Good (VG-8)

Well worn with main features clear and bold although rather flat.

Good (G-4)

Heavily worn with design visible but faint in areas. Many details are flat.

About Good (AG-3)

Very heavily worn with portions of lettering, date and legends worn smooth. The date may be barely readable.


Damaged coins, such as those which are bent, corroded, scratches, holed, nicked, stained or mutilated, are worth less than those without defects.

Information contained on this webpage was obtained from sources deemed to be reliable, but no responsibility whatsoever is assumed.

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I’ve been investing with Tom Cloud since 1999. Tom’s service & advice has been a tremendous blessing to me and my family. The assests that I’ve purchased have grown more than 300% during a time the broader stock market is still down from its highs in 2000 & 2008. I count Tom amongst the finest business men I’ve ever worked with, he’s demonstrated strong integrity & wisdom over the 13 years we’ve worked together.

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I have valued Tom’s advice for over 27 years. As an MD, I have to work with people that i can trust as so many people try to reach me. He has continually provided honest staright forward information & very fair prices. He has helped me in other areas besides his expertise that has also been invaluable. Even when metals were flat he would never try to get me buy more and would give me honest assessment of the market. Thanks to Tom Cloud, my retirement account has more than tripled. I would highly recommend him to anyone.

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